Better off - with insurance from HKVA
Boat hull insurance
Boat hull insurance
Safely setting sails. Which captain and crew wouldn't value that? On the waves and tides, safety is ensured by the skills of experienced sailors. On land, Hanseatische Kasko Versicherungsagentur (HKVA) is your partner for high-quality boat insurance tailored to your needs. Our boating Hull insurance protects you against financial risks arising from damage to your own yacht caused by your own fault or that of others (i.e., third parties).
Here you will find everything you need to know about boat Hull insurance from HKVA in a compact overview. Of course, we are always happy to provide you with a personalised introductory consultation.
Always on course with our boat hull insurance
Boat insurance protects you worldwide against particularly costly damage. Typical examples include:
- Damage caused by natural forces such as storms, hail, and lightning strikes
- Damage caused by fire
- Damage caused by theft and vandalism
- Damage caused by grounding
- Damage caused by collisions
- Damage caused by osmosis
The right boat Hull insurance will reliably cover all this and much more.
While sailing, there was a sudden bang under the yacht, and the propeller was damaged? Grounding is covered by boat Hull insurance.
Was your boat stolen? Was there a sudden fire on board? Both are typical hull damage claims that are efficiently handled by our claims service team.
An overview of the advantages of our boat hull insurance
From repairs without deductions “new for old”, to wreck removal: Enjoy the many benefits of our boating Hull insurance! Our package contains the following advantages:
- All-risk cover
- Uncontestable fixed value – objection of underinsurance is excluded
- Up to 50% no-claims-bonus possible
- discount saver (prevents downgrading in case of a claim)
- Personal effects are insured without additional costs up to EUR 5.000,00
- Salvage, wreck removal and disposal costs are insured up to EUR 5.000.000,00
- Choice of deductible (EUR 500,00 – EUR 7.500,00)
- No age restriction of vessels
- Individual choice of covered area
- No deductions “new for old” in the event of a claim (full compensation)
- No deductible in case of theft, total loss, transport damage, lightning strike, fire and damage to personal effects
- Full coverage of salvage and disposal costs
- Cover extends to landing and launching of the vessel
- And much more!
Is boat hull insurance mandatory?
Boat Hull insurance is not mandatory in Germany. However, it protects you from extreme financial strain in the event of damage. Such financial risk can be eliminated with boat insurance. This kind of protection against financial pitfalls is not only important for companies that use their yachts commercially for chartering - private customers in particular benefit from boat insurance. This insurance is therefore suitable for anyone who wants to set sail without any worries. It offers you worldwide protection for unlimited enjoyment of your boat or yacht.
Which pleasure craft vessels do we insure?
Sailboats |
Special vehicles: |
Motorboats |
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Traditional sailing vessels |
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Houseboats – with or without engine |
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Catamarans + Trimarans |
Catamarans + Trimarans |
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Self-built boats (must have buoyancy certificate) |
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| Self-built boats (must have buoyancy certificate) |
Whether for private customers or commercial use, such as chartering, our boat Hull insurance is the right solution for your watercraft. You benefit from all-risk coverage. Thanks to the fixed value, you can finance a new boat of equal value even in the event of total loss.
Consultation for an optimal insurance solution
TThe experts at HKVA do not simply offer any insurance for all customers. As a competent insurance agency, we value customized insurance concepts that are sophisticated and attractive, offering exactly the coverage that is relevant to our customers. To do this, it is essential that we get to know your individual requirements in detail and build the important relationship of trust between customer and insurance agency.
Take advantage of our personal consultation (free of charge) on boat Hull insurance!