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Boat passenger accident insurance
Boat passenger accident insurance
Whether you have a yacht, sailboat, or motorboat, all-round insurance cover should not only apply to the boat itself. It makes sense to also insure the most important thing on board: the people. Passenger accident insurance offers you Comprehensive insurance cover for the crew and guests on board. It is an important safety feature for individuals and reflects the appreciation you have for your crew or visitors on board.
In this overview, we provide you with information about the important topic of Boat passenger accident insurance. If you have any questions about customized coverage, HKVA is available to assist you as your expert insurance agency.
What is covered under boat passenger accident insurance?
Passenger accident insurance for boats covers all accident-related disability and fatality cases. It also covers any necessary rescue and repatriation costs. Note that Boat passenger accident insurance does not only cover boat accidents involving personal injury on the high seas: accidents can of course also occur when boarding or disembarking. These circumstances are of course also covered in our tailor-made insurance package for you. Do you sail the world's oceans with your boat? Even then, you are optimally covered, because our protection is available worldwide. The insurance is therefore ideal for anyone traveling with companions.
Reliable coverage for passenger accidents on boats
Your crew and guests are adequately protected by our Passenger accident insurance. Even with careful boat handling, one cannot be guaranteed complete safety. Protect yourself and your crew from the extensive costs associated with serious accidents on board your boat.
Here is just one example of the typical types of damage that make tailor-made insurance a valuable investment:
You often have visitors or friends on board your yacht. One of your visitors slips on board during a mooring maneuver and suffers a complicated leg fracture. Passenger accident insurance protects everyone on your boat – automatically, worldwide, and discreetly without having to register names prior to the voyage. The term “passengers” includes the authorized persons on the vehicle specified in the application, as well as those on the dinghy or tender.
What are the benefits of boat passenger accident insurance?
The captain has a special responsibility for everyone on board. This tradition, which has been tried and tested for centuries, still applies today to anyone whose yacht or sailboat sets sail with crew and passengers on board. Owners can obtain high-quality cover based on their chosen sum insured, as the damage caused to people in a boating accident can often be dealt with as smoothly as possible with such a sound insurance policy.
What specific coverage is provided?
As a diligent underwriting agency, we appreciate the added value of professional and accurate boat insurance that includes all the important scenarios typical of a boat accident in one package. The range of services covered includes disability and death caused by an accident, costs for cosmetic surgery required as a result of a boating accident, or the cost of evacuating the insured persons. Participation in sailing regattas without reaching maximum speeds, accidents caused by mental disorders and impaired consciousness, provided these were not caused by alcohol or drugs (i.e., negligently), as well as those caused by increased physical exertion, are also insured.
Boat passenger accident insurance: consult your experts
Want to protect yourself against financial pitfalls? HVKA is here for you. We can advise you on the benefits of a tailor-made insurance solution. Of course, we will also provide you with a quote that offers the best value for money. Thank you for your interest in our tried and tested Boat passenger accident insurance!